About Us

We pride ourselves on being able to consider applicants who have been turned down elsewhere. Every customer's application is assessed by an individual; we do not rely on computer generated credit scores*. more info

Yes Car Credit will review its customers' applications on an individual basis, taking care to ensure that any finance provided takes into consideration your current circumstances and ability to repay. We do this by requesting a few documents such as your last 3 months bank statements, with this information we are able to review your affordability and create an offer tailored to you. As part of the application, we will also perform a credit check to verify your identity and review your credit history, but don’t worry our decision is still based on your affordability and circumstances.

Which means we have the power to help you even if the following applies: Bad Credit, Poor Credit, CCJs, Defaults, Arrears, Ex-Bankrupt, Self Employed and 100% Benefits. All are considered.

Once approved you can collect your new car from one of our centres in Essex or Manchester. Alternatively, we also offer Nationwide Delivery **