Representative example – Total amount of credit £9,548, annual interest rate 40% (fixed), Handling fee £399 (payable in advance), Total charge for credit £13,051.04, Total amount payable (includes Advance Payment of the Handling Fee and if applicable any Deposit) £22,599.04, term of the agreement 60 months, 59 monthly instalments of £370.01 and a final instalment of £369.45. 51.87% APR Representative, plus a £25 option to purchase fee. – Subject to status & affordability.

Warning: Your vehicle is at risk of repossession if you do not maintain your monthly payments, and late payment can cause you serious money problems. For help go to Moneyhelper.org.uk. When buying a car, you may also want to consider the ongoing running costs such as which warranty is best for you or whether you may wish to organise independent breakdown cover. If you’re not sure what all these terms mean, our Jargon Buster helps explain everything in everyday English!